New York legislation · 2025-2026 General Assembly
New York S2627: Establishes the homeownership protection program
Status: Passed both chambers, June 3, 2026
Establishes the homeowner protection program; provides that the department of law shall establish the homeowner protection program to ensure the availability of free housing counseling and legal services to homeowners for the purposes of mitigating threats to homeownership; provides that the department of law shall provide grants to eligible not-for-profit housing counseling organizations and legal services organizations to provide services under the program.
What the bill says
An act to amend the real property law, in relation to establishing the homeowner protection program.
From the amended text, May 14, 2025:
AN ACT to amend the real property law, in relation to establishing the homeowner protection program THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEMBLY, DO ENACT AS FOLLOWS: Section 1. The real property law is amended by adding a new section 265-c to read as follows: § 265-C. HOMEOWNER PROTECTION PROGRAM. 1. (A) WITHIN ONE YEAR OF THE EFFECTIVE DATE OF THIS SECTION, THE DEPARTMENT OF LAW SHALL ESTABLISH THE HOMEOWNER PROTECTION PROGRAM TO ENSURE THE AVAILABILITY OF FREE HOUSING COUNSELING AND LEGAL SERVICES TO HOMEOWNERS FOR THE PURPOSES OF MITIGATING THREATS TO HOMEOWNERSHIP INCLUDING, BUT NOT LIMITED TO, HOMEOWNERSHIP RETENTION, HOME PRESERVATION, ESTATE PLANNING, AS A TOOL FOR PREVENTING THEFT OF REAL PROPERTY AND OTHER SCAMS TARGETED TO HOMEOWNERS, PREVENTING AVOIDABLE FORECLOSURES AND DISPLACEMENT, PRESERVING HOME EQUITY, PRESERVING HOMEOWNERSHIP, ESPECIALLY IN COMMUNITIES OF COLOR, AND FOR ANY OTHER PURPOSES RELATED TO PRESERVING HOMEOWNERSHIP. SUCH PROGRAM SHALL BE FUNDED BY ANNUAL APPROPRIATION. (B) THE DEPARTMENT OF LAW SHALL PROVIDE GRANTS TO ELIGIBLE NOT-FORPROFIT HOUSING COUNSELING ORGANIZATIONS AND LEGAL SERVICES ORGANIZATIONS TO PROVIDE SERVICES UNDER THE PROGRAM. SUCH SERVICES SHALL INCLUDE, BUT NOT BE LIMITED TO, ASSISTANCE WITH LOSS MITIGATION AND LOAN AND WORKOUT APPLICATIONS AND NEGOTIATIONS; ASSISTANCE IN APPLYING FOR ASSISTANCE PROGRAMS FOR HOMEOWNERS; ASSISTANCE WITH RESOLVING PROPERTY TAX, UTILITY EXPLANATION--Matter in ITALICS (underscored) is …
Sponsors
- Brian Kavanagh (D, 27) · primary sponsor
- Jabari Brisport (D, 25)
- Samra Brouk (D, 55)
- Cordell Cleare (D, 30)
- Jeremy Cooney (D, 56)
- Patricia Fahy (D, 46)
- Andrew Gounardes (D, 26)
- Pamela Helming (R, 54)
- Michelle Hinchey (D, 41)
- Robert Jackson (D, 31)
- Zellnor Myrie (D, 20)
- Robert Rolison (R, 39)
Latest actions
- : RETURNED TO SENATE
- : PASSED ASSEMBLY
- : ORDERED TO THIRD READING RULES CAL.387
- : SUBSTITUTED FOR A1625A
- : REFERRED TO WAYS AND MEANS
- : DELIVERED TO ASSEMBLY
- : PASSED SENATE
- : ADVANCED TO THIRD READING
- : 2ND REPORT CAL.
- : 1ST REPORT CAL.479
Votes
- FLOOR Vote (March 16, 2026): 61 yea, 1 nay, passed
- Senate Judiciary Committee: COMMITTEE Vote (March 5, 2026): 19 yea, 0 nay, passed
- Judiciary Committee Vote (March 5, 2026): 19 yea, 0 nay, passed
- FLOOR Vote (June 11, 2025): 58 yea, 1 nay, passed
- FLOOR Vote (February 4, 2025): 60 yea, 1 nay, passed
- Senate Judiciary Committee: COMMITTEE Vote (January 27, 2025): 19 yea, 0 nay, passed
Subjects: Real Property Law
Common questions
- What is S2627?
- S2627 is a bill in the New York Legislature (2025-2026 General Assembly): Establishes the homeownership protection program.
- What does S2627 do?
- In its own words: An act to amend the real property law, in relation to establishing the homeowner protection program.
- What is the status of S2627?
- Passed both chambers as of June 3, 2026. Latest action: RETURNED TO SENATE (June 3, 2026).
- Who sponsored S2627?
- Brian Kavanagh (D, 27), with 11 co-sponsors.
- Where is the official record for S2627?
- On the New York Legislature website: https://www.nysenate.gov/legislation/bills/2025/S2627
Source: official New York record. Tracked by Delilah, AI for legislation across all 50 states and Congress.