New York legislation · 2025-2026 General Assembly
New York S8227: Prohibits the use of student loan payment credit history checks in certain cases
Status: In committee, June 5, 2026
Prohibits the use of student loan payment credit history checks to ascertain the payment status of a student loan of an applicant for employment.
What the bill says
An act to amend the general business law, in relation to prohibiting student loan payment history checks in making employment decisions.
From the amended text, May 13, 2026:
AN ACT to amend the general business law, in relation to prohibiting student loan payment history checks in making employment decisions THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEMBLY, DO ENACT AS FOLLOWS: Section 1. Paragraphs 2 and 3 of subdivision (w) of section 380-a of the general business law, as added by chapter 681 of the laws of 2025, are amended and a new paragraph 4 is added to read as [or] (3) information an employer obtains directly from the individual regarding (i) details about credit accounts, including the individual's number of credit accounts, late or missed payments, charged-off debts, items in collections, credit limit or prior credit report inquiries, or (ii) bankruptcies, judgments or liens[.]; OR (4) STUDENT LOAN PAYMENT HISTORY, INCLUDING INFORMATION INDICATING THE PAYMENT STATUS OF A STUDENT LOAN, AS DEFINED IN SUBDIVISION FOURTEEN OF SECTION SIXTEEN HUNDRED SEVENTY-SIX OF THE PUBLIC AUTHORITIES LAW. § 2. This act shall take effect immediately. EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD11048-06-6
Sponsors
- Jessica Ramos (D, 13) · primary sponsor
Latest actions
- : COMMITTED TO RULES
- : ADVANCED TO THIRD READING
- : 2ND REPORT CAL.
- : 1ST REPORT CAL.1290
- : PRINT NUMBER 8227A
- : AMEND (T) AND RECOMMIT TO LABOR
- : REFERRED TO LABOR
- : REFERRED TO LABOR
Votes
- Senate Labor Committee: COMMITTEE Vote (May 20, 2026): 13 yea, 0 nay, passed
- Labor Committee Vote (May 20, 2026): 13 yea, 0 nay, passed
Subjects: General Business Law
Common questions
- What is S8227?
- S8227 is a bill in the New York Legislature (2025-2026 General Assembly): Prohibits the use of student loan payment credit history checks in certain cases.
- What does S8227 do?
- In its own words: An act to amend the general business law, in relation to prohibiting student loan payment history checks in making employment decisions.
- What is the status of S8227?
- In committee as of June 5, 2026. Latest action: COMMITTED TO RULES (June 5, 2026).
- Who sponsored S8227?
- Jessica Ramos (D, 13).
- Where is the official record for S8227?
- On the New York Legislature website: https://www.nysenate.gov/legislation/bills/2025/S8227
Source: official New York record. Tracked by Delilah, AI for legislation across all 50 states and Congress.