New York legislation · 2025-2026 General Assembly
New York A10443: Clarifies who may sue an insurer for violations related to misrepresentations, misleading statements and incomplete comparisons
Status: Passed both chambers, June 3, 2026
Clarifies that residents of the state and any policyholder, contract holder, certificate holder, or beneficiary of a policy, contract, or certificate of life, accident and health insurance may sue an insurer for violations related to misrepresentations, misleading statements and incomplete comparisons.
What the bill says
An act to amend the insurance law, in relation to clarifying the application of subsection (d) of section 4226 of such law.
From the amended text, May 11, 2026:
AN ACT to amend the insurance law, in relation to clarifying the application of subsection (d) of section 4226 of such law THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEMBLY, DO ENACT AS FOLLOWS: Section 1. Subsection (d) of section 4226 of the insurance law is amended to read as follows: (d) Any such insurer that knowingly violates any provision of this section, or knowingly receives any premium or other compensation in consequence of such violation shall, in addition to any other penalty provided in this chapter, be liable to a penalty in the amount of such premium or compensation, which penalty may be sued for and recovered by any [person] RESIDENT OF THIS STATE AND ANY POLICYHOLDER, CONTRACT HOLDER, CERTIFICATE HOLDER, OR BENEFICIARY OF A POLICY, CONTRACT, OR CERTIFICATE SUBJECT TO PARAGRAPH ONE OF SUBSECTION (B) OF SECTION THREE THOUSAND TWO HUNDRED ONE OF THIS CHAPTER, aggrieved for [his] THEIR own use and benefit, in accordance with the provisions of the civil practice law and rules. § 2. This act shall take effect immediately. EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets [ ] is old law to be omitted. LBD14975-04-6
Sponsors
- David Weprin (D, 24) · primary sponsor
- John McDonald (D, 108)
- Vivian Cook (D, 32)
- Albert Stirpe (D, 127)
Latest actions
- : RETURNED TO ASSEMBLY
- : PASSED SENATE
- : 3RD READING CAL.887
- : SUBSTITUTED FOR S9746A
- : REFERRED TO INSURANCE
- : DELIVERED TO SENATE
- : PASSED ASSEMBLY
- : AMENDED ON THIRD READING (T) 10443A
- : ADVANCED TO THIRD READING CAL.482
- : REPORTED
Votes
- Senate Floor Vote (June 3, 2026): 61 yea, 0 nay, passed
- FLOOR Vote (June 3, 2026): 61 yea, 0 nay, passed
- Assembly Floor Vote - Final Passage (May 14, 2026): 134 yea, 0 nay, passed
- Assembly Codes Committee: Favorable (May 5, 2026): 18 yea, 0 nay, passed
- Assembly Insurance Committee: Favorable refer to committee Codes (April 29, 2026): 20 yea, 0 nay, passed
Subjects: Insurance Law
Common questions
- What is A10443?
- A10443 is a bill in the New York Legislature (2025-2026 General Assembly): Clarifies who may sue an insurer for violations related to misrepresentations, misleading statements and incomplete comparisons.
- What does A10443 do?
- In its own words: An act to amend the insurance law, in relation to clarifying the application of subsection (d) of section 4226 of such law.
- What is the status of A10443?
- Passed both chambers as of June 3, 2026. Latest action: RETURNED TO ASSEMBLY (June 3, 2026).
- Who sponsored A10443?
- David Weprin (D, 24), with 3 co-sponsors.
- Where is the official record for A10443?
- On the New York Legislature website: https://www.nysenate.gov/legislation/bills/2025/A10443
Source: official New York record. Tracked by Delilah, AI for legislation across all 50 states and Congress.