New York legislation · 2025-2026 General Assembly
New York A10904: Enacts the "small business health plan act"
Status: In committee, April 8, 2026
Enacts the "small business health plan act" which provides small businesses opportunities to provide health insurance to owners and employees by exempting such insurance from certain requirements.
What the bill says
An act to amend the insurance law, in relation to enacting the "small business health plan act".
From the introduced text, April 8, 2026:
AN ACT to amend the insurance law, in relation to enacting the "small business health plan act" THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND ASSEMBLY, DO ENACT AS FOLLOWS: Section 1. Short title. This act shall be known and cited as the "small business health plan act". § 2. Subsection (h) of section 3216 of the insurance law is amended by adding a new paragraph 7 to read as follows: (7) ANY POLICY OR CONTRACT OFFERED TO OWNERS OR EMPLOYEES OF A SMALL BUSINESS, AS SUCH TERM IS DEFINED IN SECTION ONE HUNDRED THIRTY-ONE OF THE ECONOMIC DEVELOPMENT LAW, AS A BENEFIT OF OWNING OR BEING EMPLOYED BY SUCH BUSINESS. § 3. Section 3221 of the insurance law is amended by adding a new subsection (w) to read as follows: (W) THIS SECTION SHALL NOT APPLY TO ANY POLICY OR CONTRACT OFFERED TO OWNERS OR EMPLOYEES OF A SMALL BUSINESS, AS SUCH TERM IS DEFINED IN SECTION ONE HUNDRED THIRTY-ONE OF THE ECONOMIC DEVELOPMENT LAW, AS A BENEFIT OF OWNING OR BEING EMPLOYED BY SUCH BUSINESS. § 4. The insurance law is amended by adding a new section 3217-k to read as follows: § 3217-K. SMALL BUSINESS OWNER AND EMPLOYEE INSURANCE EXEMPTION. (A) FOR THE PURPOSES OF THIS SECTION, THE TERM "SMALL BUSINESS" SHALL HAVE …
Sponsors
- Andrew Molitor (R, 150) · primary sponsor
- Stephen Hawley (R, 139)
- Jeff Gallahan (R, 131)
- Brian Maher (R, 101)
- Lester Chang (R, 49)
- Brown, Eric (R, 20)
- Matthew Simpson (R, 114)
- Brian Manktelow (R, 130)
Latest actions
- : REFERRED TO INSURANCE
Subjects: Insurance Law
Common questions
- What is A10904?
- A10904 is a bill in the New York Legislature (2025-2026 General Assembly): Enacts the "small business health plan act".
- What does A10904 do?
- In its own words: An act to amend the insurance law, in relation to enacting the "small business health plan act".
- What is the status of A10904?
- In committee as of April 8, 2026. Latest action: REFERRED TO INSURANCE (April 8, 2026).
- Who sponsored A10904?
- Andrew Molitor (R, 150), with 7 co-sponsors.
- Where is the official record for A10904?
- On the New York Legislature website: https://www.nysenate.gov/legislation/bills/2025/A10904
Source: official New York record. Tracked by Delilah, AI for legislation across all 50 states and Congress.