North Carolina legislation · 2025-2026 Session
North Carolina H13: Charges for Credit & Charge Cards.
Status: Introduced, September 23, 2025
What the bill says
An act to regulate the amount a merchant may charge customers for payments by credit card or charge card and to increase the fee paid to the secretary of state for filing articles of incorporation under the north carolina nonprofit corporation act.
From the amended text:
A BILL TO BE ENTITLED AN ACT TO REGULATE THE AMOUNT A MERCHANT MAY CHARGE CUSTOMERS FOR PAYMENTS BY CREDIT CARD OR CHARGE CARD AND TO INCREASE THE FEE PAID TO THE SECRETARY OF STATE FOR FILING ARTICLES OF INCORPORATION UNDER THE NORTH CAROLINA NONPROFIT CORPORATION ACT. The General Assembly of North Carolina enacts: SECTION 1. Article 13 of Chapter 66 of the General Statutes is amended by adding a new section to read: "§ 66-67.10. Charges for payments by credit card or charge card. (a) In this section, the following definitions apply: (1) Merchant. - A person that engages in the business of selling goods or services at retail. (2) Payment card entity. - An entity involved in facilitating or processing an electronic transfer of funds between a merchant and a customer using a credit card or charge card. (b) A merchant operating in this State shall not impose a charge for payments by credit card or charge card that is more than three percent (3%) of the total transaction or the charge that the merchant pays to a payment card entity to facilitate or process these payments, whichever is greater. If a merchant operating in this State advertises that it accepts payments by credit card or charge card and imposes a charge for these payments, the merchant shall …
Sponsors
- Warren, Harry (R, 76) · primary sponsor
- Ross, Stephen M. (R, 63) · primary sponsor
- Tyson, Steve (R, 3) · primary sponsor
- Ager, Eric (D, 114)
- Almond, Jonathan L. (R, 73)
- Baker, Amber M. (D, 72)
- Belk, Mary (D, 88)
- Brown, Gloristine (D, 8)
- Brown, Terry M. (D, 92)
- Butler, Deb (D, 18)
- Campbell, Grant L. (R, 83)
- Clark, Tracy (D, 57)
Latest actions
- : Re-ref Com On Rules, Calendar, and Operations of the House
- : Reptd Fav Com Sub 3
- : Re-ref to the Com on Finance, if favorable, Rules, Calendar, and Operations of the House
- : Withdrawn From Com
- : Re-ref Com On Rules, Calendar, and Operations of the House
- : Reptd Fav Com Sub 2
- : Re-ref to the Com on Judiciary 1, if favorable, Rules, Calendar, and Operations of the House
- : Withdrawn From Com
- : Re-ref Com On Rules, Calendar, and Operations of the House
- : Reptd Fav Com Substitute
Subjects: CONSUMER PROTECTION, RETAILING, COMMERCE, FINES & PENALTIES, FINANCIAL SERVICES, PUBLIC, CONSUMER CREDIT, COMMERCE DEPT.
Common questions
- What is H13?
- H13 is a bill in the North Carolina Legislature (2025-2026 Session): Charges for Credit & Charge Cards.
- What does H13 do?
- In its own words: An act to regulate the amount a merchant may charge customers for payments by credit card or charge card and to increase the fee paid to the secretary of state for filing articles of incorporation under the north carolina nonprofit corporation act.
- What is the status of H13?
- Introduced as of September 23, 2025. Latest action: Re-ref Com On Rules, Calendar, and Operations of the House (September 23, 2025).
- Who sponsored H13?
- Warren, Harry (R, 76), with 11 co-sponsors.
- Where is the official record for H13?
- On the North Carolina Legislature website: https://www.ncleg.gov/BillLookUp/2025/H13
Source: official North Carolina record. Tracked by Delilah, AI for legislation across all 50 states and Congress.