North Carolina H925: Consumers in Crisis Protection Act.

What the bill says

An act to enact the consumers in crisis protection act.

From the amended text:

A BILL TO BE ENTITLED AN ACT TO ENACT THE CONSUMERS IN CRISIS PROTECTION ACT. The General Assembly of North Carolina enacts: SECTION 1. Chapter 66 of the General Statutes is amended by adding a new Article to read: "Article 53. "Consumers in Crisis Protection Act. "§ 66-525. Short title. This Article may be cited as the "Consumers in Crisis Protection Act." "§ 66-526. Definitions. The following definitions apply in this Article: (1) Affiliate. - As defined in G.S. 53-244.030. (2) Charges. - Any fees permitted by this Article to be charged to a consumer by a consumer legal funding company, regardless of how denominated, including fees denominated as interest or rate. (3) Consumer. - An individual residing in this State. (4) Consumer legal funding company. - A person that enters into a consumer legal funding transaction with a consumer, whether or not the person is registered under this Article. (5) Consumer legal funding contract. - A contract for a consumer legal funding transaction. (6) Consumer legal funding transaction. - A nonrecourse transaction in which a consumer sells an unvested, contingent future interest in the potential net proceeds of a settlement or judgment obtained from a legal claim so long as all of the following apply: a. The consumer is required to use the funds to address personal needs or …

Read the full official text

Sponsors

• Eddins, Blair (R, 94) · primary sponsor
• Huneycutt, Cody (R, 67) · primary sponsor
• Humphrey, Chris (R, 12) · primary sponsor
• Lowery (R) · primary sponsor

Latest actions

1. July 1, 2026: Ref To Com On Rules and Operations of the Senate
2. July 1, 2026: Passed 1st Reading
3. July 1, 2026: Regular Message Received From House
4. July 1, 2026: Regular Message Sent To Senate
5. June 30, 2026: Ordered Engrossed
6. June 30, 2026: Passed 3rd Reading
7. June 30, 2026: Passed 2nd Reading
8. June 30, 2026: Amend Adopted A1
9. June 30, 2026: Added to Calendar
10. June 30, 2026: Cal Pursuant Rule 36(b)

Votes

• Consumers in Crisis Protection Act. Second Reading (June 30, 2026): 71 yea, 40 nay, passed
• Consumers in Crisis Protection Act. A1 Eddins Second Reading (June 30, 2026): 112 yea, 0 nay, passed

Common questions

What is H925?

H925 is a bill in the North Carolina Legislature (2025-2026 Session): Consumers in Crisis Protection Act.

What does H925 do?

In its own words: An act to enact the consumers in crisis protection act.

What is the status of H925?

In committee as of July 1, 2026. Latest action: Ref To Com On Rules and Operations of the Senate (July 1, 2026).

Who sponsored H925?

Eddins, Blair (R, 94), with 3 co-sponsors.

Where is the official record for H925?

On the North Carolina Legislature website: https://www.ncleg.gov/BillLookUp/2025/H925