North Carolina legislation · 2025-2026 Session
North Carolina H356: Various Civil and Insurance Law Changes.
Status: Introduced, June 30, 2026
What the bill says
An act to make technical corrections to remove references to prelicensing education, to prohibit mortgage licensees from requiring reconstruction cost estimates as a condition of issuing a loan, to delay the effective date for inexperienced operator continuous coverage requirements, to amend reporting requirements for inexperienced drivers, to require acceptance of certificates of insurance as proof of insurance, to update provisions regarding peer-to-peer vehicle sharing, to update the north carolina professional employer organization act, to allow cash convenience fees…
From the introduced text:
A BILL TO BE ENTITLED AN ACT TO MAKE TECHNICAL CORRECTIONS TO REMOVE REFERENCES TO PRELICENSING EDUCATION, TO PROHIBIT MORTGAGE LICENSEES FROM REQUIRING RECONSTRUCTION COST ESTIMATES AS A CONDITION OF ISSUING A LOAN, TO DELAY THE EFFECTIVE DATE FOR INEXPERIENCED OPERATOR CONTINUOUS COVERAGE REQUIREMENTS, TO AMEND REPORTING REQUIREMENTS FOR INEXPERIENCED DRIVERS, TO REQUIRE ACCEPTANCE OF CERTIFICATES OF INSURANCE AS PROOF OF INSURANCE, TO UPDATE PROVISIONS REGARDING PEER-TO-PEER VEHICLE SHARING, TO UPDATE THE NORTH CAROLINA PROFESSIONAL EMPLOYER ORGANIZATION ACT, TO ALLOW CASH CONVENIENCE FEES UNDER ONE DOLLAR WHEN AN INSURANCE PREMIUM IS BEING PAID IN CASH, TO MAKE VARIOUS CHANGES TO BAIL BONDSMEN REQUIREMENTS, TO REQUIRE BEACH PROPERTY INSURANCE COVERAGE FOR HABITATIONAL PROPERTY CONTENTS TO BE SET IN ACCORDANCE WITH STATE APPROVED RATES, AND TO AUTHORIZE A LANDLORD TO CHARGE A TENANT THE FAIR MARKET VALUE FOR REQUIRED INSURANCE FOR THE LEASED PREMISES IF THE TENANT FAILS TO TIMELY PROVIDE PROOF OF THE REQUIRED INSURANCE. The General Assembly of North Carolina enacts: PART I. TECHNICAL CORRECTIONS TO REMOVE REFERENCES TO PRELICENSING EDUCATION SECTION 1. G.S. 58-33-132 reads as rewritten: "§ 58-33-132. Qualifications of instructors. (a) The Commissioner may adopt rules to establish requisite qualifications for and issuance, renewal, summary suspension, and termination of provider, presenter, and instructor authority for prelicensing and continuing insurance education courses. During any suspension, the instructor shall …