North Dakota legislation · 69th Legislative Assembly
North Dakota HB1481: AN ACT to create and enact two new sections to chapter 26.1-36.9 of the North Dakota Century Code, relating to dental insurer rate requirements and reporting; and to provide an effective date.
Status: Signed into law, April 21, 2025
Relating to dental insurer rate requirements and reporting; and to provide an effective date.
What the bill says
An act to create and enact two new sections to chapter 26.1-36.9 of the North Dakota Century Code, relating to dental insurer rate requirements and reporting; and to provide an effective date.
From the enrolled text, April 14, 2025:
AN ACT to create and enact two new sections to chapter 26.1-36.9 of the North Dakota Century Code, relating to dental insurer rate requirements and reporting; and to provide an effective date. SECTION 1. A new section to chapter 26.1-36.9 of the North Dakota Century Code is created and enacted as follows: Dental insurer rates - Approval. 1. The commissioner may deem a proposed plan rate of a dental insurer to be excessive and disapprove the proposed plan rate if the dental insurer files a rate change and the: a. Administrative expense component, not including taxes and assessments, increases from the previous year's rate filing by more than four percent; b. Reported contribution to surplus exceeds two percent of total revenue; or c. Dental loss ratio for the plan is less than seventy-five percent. 2. a. If the annual dental loss ratio for a dental benefit plan is less than seventy-five percent, the dental insurer offering the plan shall refund the excess premium to covered individuals and groups. As used in this section, "dental loss ratio" means the ratio used to determine the minimum percentage of all premium funds collected by a dental insurer each year which must be spent on actual patient care rather than overhead costs. This minimum required percentage that dental benefit plans must meet for the …
Sponsors
- James Kasper (R, 46) · primary sponsor
- Brad Bekkedahl (R, 1)
- Sean Cleary (R, 35)
- David Clemens (R, 16)
- Jason Dockter (R, 7)
- Kathy Hogan (D, 21)
- Ben Koppelman (R, 16)
- Judy Lee (R, 13)
- Scott Louser (R, 5)
- Mitchell Ostlie (R, 12)
- Bob Paulson (R, 3)
- Dan Ruby (R, 38)
Latest actions
- : Filed with Secretary Of State 04/16
- : Signed by Governor 04/16
- : Sent to Governor
- : Signed by Speaker
- : Signed by President
- : Second reading, passed, yeas 88 nays 3
- : Concurred
- : Returned to House (12)
- : Second reading, passed as amended, yeas 40 nays 7
- : Amendment adopted, placed on calendar
Votes
- Final Passage (April 9, 2025): 88 yea, 3 nay, passed
- Final Passage (March 27, 2025): 40 yea, 7 nay, passed
- Final Passage (February 20, 2025): 85 yea, 2 nay, passed
Common questions
- What is HB1481?
- HB1481 is a bill in the North Dakota Legislature (69th Legislative Assembly): AN ACT to create and enact two new sections to chapter 26.1-36.9 of the North Dakota Century Code, relating to dental insurer rate requirements and reporting; and to provide an effective date.
- What does HB1481 do?
- In its own words: An act to create and enact two new sections to chapter 26.1-36.9 of the North Dakota Century Code, relating to dental insurer rate requirements and reporting; and to provide an effective date.
- What is the status of HB1481?
- Signed into law as of April 21, 2025. Latest action: Filed with Secretary Of State 04/16 (April 21, 2025).
- Who sponsored HB1481?
- James Kasper (R, 46), with 11 co-sponsors.
- Where is the official record for HB1481?
- On the North Dakota Legislature website: https://ndlegis.gov/assembly/69-2025/regular/bill-overview/bo1481.html
Source: official North Dakota record. Tracked by Delilah, AI for legislation across all 50 states and Congress.