Oklahoma legislation · 2026 Regular Session
Oklahoma HB1709: Debtors and creditors; consumer reports; Oklahoma medical facility debt; prohibition; effective date.
Status: In committee, February 3, 2026
What the bill says
An Act relating to debtors and creditors; defining terms; prohibiting creditors and debt collectors from reporting certain debt; prohibiting consumer reporting agencies from including certain debt on consumer reports; providing for codification; and providing an effective date.
From the engrossed text, March 7, 2025:
An Act relating to debtors and creditors; defining terms; prohibiting creditors and debt collectors from reporting certain debt; prohibiting consumer reporting agencies from including certain debt on consumer reports; providing for codification; and providing an effective date. BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA: SECTION 1. NEW LAW A new section of law to be codified in the Oklahoma Statutes as Section 181 of Title 24, unless there is created a duplication in numbering, reads as follows: A. As used in this section: 1. "Consumer" means an individual who is a resident of this state; 2. "Consumer report" has the meaning ascribed to it in U.S.C., Section 1681a(d); HB1709 HFLR Page BOLD FACE denotes Committee Amendments. 3. "Consumer reporting agency" means any consumer reporting agency, credit bureau, or similar agency which furnishes a credit report or rating as well as any agency within the meaning ascribed to it in 15 U.S.C., Section 1681a(f); 4. "Creditor" means one in whose favor an obligation exists, by reason of which he or she is, or may become, entitled to the payment of money; 5. "Debt collector" means any person who regularly collects, or attempts to collect, consumer debts for another person or institution or uses some name other than its own when collecting its own medical debts; 6. "Medical …
Sponsors
- Jared Deck (D, HD-044)
- Forrest Bennett (D, HD-092) · primary sponsor
- Suzanne Schreiber (D, HD-070)
Latest actions
- : Remove Representative Bennett as principal House author and substitute with Representative Schreiber
- : Remove as coauthor Representative(s) Schreiber
- : Authored by Senator Reinhardt (principal Senate author)
- : Coauthored by Representative(s) Schreiber
- : CR; Do Pass, amended by committee substitute Judiciary and Public Safety Oversight Committee
- : Coauthored by Representative(s) Deck
- : Policy recommendation to the Judiciary and Public Safety Oversight committee; Do Pass, amended by committee substitute Civil Judiciary
- : Referred to Civil Judiciary
- : Second Reading referred to Judiciary and Public Safety Oversight
- : Authored by Representative Bennett
Votes
- Judiciary and Public Safety Oversight Committee (March 6, 2025): 11 yea, 0 nay, passed
- Civil Judiciary Committee (February 13, 2025): 8 yea, 0 nay, passed
Common questions
- What is HB1709?
- HB1709 is a bill in the Oklahoma Legislature (2026 Regular Session): Debtors and creditors; consumer reports; Oklahoma medical facility debt; prohibition; effective date.
- What does HB1709 do?
- In its own words: An Act relating to debtors and creditors; defining terms; prohibiting creditors and debt collectors from reporting certain debt; prohibiting consumer reporting agencies from including certain debt on consumer reports; providing for codification; and providing an effective date.
- What is the status of HB1709?
- In committee as of February 3, 2026. Latest action: Remove Representative Bennett as principal House author and substitute with Representative Schreiber (February 3, 2026).
- Who sponsored HB1709?
- Forrest Bennett (D, HD-092), with 2 co-sponsors.
- Where is the official record for HB1709?
- On the Oklahoma Legislature website: https://www.oklegislature.gov/BillInfo.aspx?Bill=HB1709&Session=2600
Source: official Oklahoma record. Tracked by Delilah, AI for legislation across all 50 states and Congress.