Oklahoma legislation · 2026 Regular Session
Oklahoma HB4352: Mortgages; Oklahoma Uniform Mortgage Modification Act; definitions; mortgage modification; effective date.
Status: In committee, April 16, 2026
What the bill says
An Act relating to mortgages; enacting the Oklahoma Uniform Mortgage Modification Act; defining terms; providing scope of act; providing list of laws and statutes not affected by the act; exempting certain mortgage modifications from the act; stating the effect of mortgage modifications; directing courts to make certain considerations when applying and construing the act; describing manner by which the act affects the Electronic Signatures in Global and National Commerce Act; declaring that the act does not affect electronic deliveries of certain notices…
From the engrossed text, April 15, 2026:
An Act relating to mortgages; enacting the Oklahoma Uniform Mortgage Modification Act; defining terms; providing scope of act; providing list of laws and statutes not affected by the act; exempting certain mortgage modifications from the act; stating the effect of mortgage modifications; directing courts to make certain considerations when applying and construing the act; describing manner by which the act affects the Electronic Signatures in Global and National Commerce Act; declaring that the act does not affect electronic deliveries of certain notices; providing when provisions of the act are applicable; providing severability clause; providing for codification; and providing an effective date. BE IT ENACTED BY THE PEOPLE OF THE STATE OF OKLAHOMA: SECTION 1. NEW LAW A new section of law to be codified in the Oklahoma Statutes as Section 401 of Title 46, unless there is created a duplication in numbering, reads as follows: This act shall be known and may be cited as the "Oklahoma Uniform Mortgage Modification Act". SENATE FLOOR VERSION - HB4352 SFLR Page (Bold face denotes Committee Amendments) SECTION 2. NEW LAW A new section of law to be codified in the Oklahoma Statutes as Section 402 of Title 46, unless there is created a duplication in numbering, reads as follows: As used in this act: 1. "Electronic" means technology having electrical, digital, magnetic, wireless, …