Oklahoma legislation · 2026 Regular Session
Oklahoma SB1920: Motor vehicle insurance; increasing certain percent damage required for title return. Effective date.
Status: Chaptered, May 13, 2026
What the bill says
An Act relating to motor vehicle insurance; amending 47 O.S. 2021, Section 1111, as last amended by Section 42, Chapter 171, O.S.L. 2025 (47 O.S. Supp. 2025, Section 1111), which relates to salvage; increasing certain percent damage required for title return; updating statutory language; updating statutory reference; and providing an effective date. SUBJECT: Motor vehicle insurance.
From the enrolled text, May 6, 2026:
An Act relating to motor vehicle insurance; amending 47 O.S. 2021, Section 1111, as last amended by Section 42, Chapter 171, O.S.L. 2025 (47 O.S. Supp. 2025, Section 1111), which relates to salvage; increasing certain percent damage required for title return; updating statutory language; updating statutory reference; and providing an effective date. SUBJECT: Motor vehicle insurance SECTION 1. AMENDATORY 47 O.S. 2021, Section 1111, as last amended by Section 42, Chapter 171, O.S.L. 2025 (47 O.S. Supp. 2025, Section 1111), is amended to read as follows: Section 1111. A. As used in this section: 1. "Loss" means the cost, in dollars, to repair or replace a vehicle which has been damaged by collision or other occurrence. The amount paid by an insurer to a holder of the certificate of title for repair of a damaged vehicle shall be prima facie evidence of the amount of the loss. The amount paid by an insurer to a holder of the certificate of title for replacement of a damaged vehicle less the resale value of the damaged vehicle shall be prima facie evidence of the amount of the loss; 2. "Fair market value" means the value of a vehicle as listed in the current National Auto Automobile Dealers Association guidebook or other similar guidebook or the actual cash value, whichever is greater; 3. …
Sponsors
- Aaron Reinhardt (R, SD-037) · primary sponsor
Latest actions
- : Becomes law without Governor's signature 05/13/2026
- : Sent to Governor
- : Enrolled, to House
- : Referred for enrollment
- : Signed, returned to Senate
- : Third Reading, Measure passed: Ayes: 78 Nays: 13
- : General Order
- : CR; Do Pass Commerce and Economic Development Oversight Committee
- : Policy recommendation to the Commerce and Economic Development Oversight committee; Do Pass Insurance
- : Referred to Insurance
Votes
- Third Reading (May 6, 2026): 78 yea, 13 nay, passed
- Floor Vote (April 14, 2026): 13 yea, 1 nay, passed
- Floor Vote (April 7, 2026): 6 yea, 0 nay, passed
- Third Reading (February 23, 2026): 48 yea, 0 nay, passed
- Senate Business & Insurance Committee (February 12, 2026): 9 yea, 0 nay, passed
Subjects: Motor Vehicles
Common questions
- What is SB1920?
- SB1920 is a bill in the Oklahoma Legislature (2026 Regular Session): Motor vehicle insurance; increasing certain percent damage required for title return. Effective date.
- What does SB1920 do?
- In its own words: An Act relating to motor vehicle insurance; amending 47 O.S. 2021, Section 1111, as last amended by Section 42, Chapter 171, O.S.L. 2025 (47 O.S. Supp. 2025, Section 1111), which relates to salvage; increasing certain percent damage required for title return; updating statutory language; updating statutory reference; and providing an effective date. SUBJECT: Motor vehicle insurance.
- What is the status of SB1920?
- Chaptered as of May 13, 2026. Latest action: Becomes law without Governor's signature 05/13/2026 (May 13, 2026).
- Who sponsored SB1920?
- Aaron Reinhardt (R, SD-037).
- Where is the official record for SB1920?
- On the Oklahoma Legislature website: https://www.oklegislature.gov/BillInfo.aspx?Bill=SB1920&Session=2600
Source: official Oklahoma record. Tracked by Delilah, AI for legislation across all 50 states and Congress.