Oregon legislation · 2026 Legislative Measures
Oregon HB4098: Relating to violations of the Insurance Code as unlawful trade practices.
Status: Failed, March 6, 2026
Digest: Adds bad acts done with respect to insurance to the list of bad acts that are subject to the Unlawful Trade Practices Act. Lets a person get from a court relief in addition to damages under the UTPA. Tells a district attorney to get permission from a state agency to take action under the UTPA in relation to insurance. (Flesch Readability Score: 60.6). Provides that a violation of prohibitions against certain practices with respect to insurance is subject to an enforcement action under the Unlawful Trade Practices Act. Specifies exemptions. Removes some exemptions for insurance from the definition of "real estate, goods or services" under the Unlawful Trade Practices Act. Permits a person to obtain, and a court to award, appropriate equitable relief in addition to monetary damages under the Unlawful Trade Practices Act. Requires the Director of the Department of Consumer and Business Services to request action before a prosecuting attorney may take action under the Unlawful Trade Practices Act against an act or practice related to insurance.
What the bill says
An act or practice related to insurance.] A BILL FOR AN ACT Relating to violations of the Insurance Code as unlawful trade practices; creating new provisions; and amending ORS 646.605, 646.612, 646.636, 646.638 and 646.648.
From the engrossed text, February 16, 2026:
an act or practice related to insurance.] A BILL FOR AN ACT Relating to violations of the Insurance Code as unlawful trade practices; creating new provisions; and amending ORS 646.605, 646.612, 646.636, 646.638 and 646.648. Be It Enacted by the People of the State of Oregon: SECTION 1. ORS 646.605 is amended to read: 646.605. As used in ORS 336.184 and 646.605 to 646.652: (1) "Appropriate court" means the circuit court of a (b) [Where one or more of the defendants maintain] In which a defendant maintains a principal place of business; (c) [Where one or more of the defendants are] In which a defendant is alleged to have committed an act prohibited by ORS 336.184 and 646.605 to 646.652; or (d) With [the] a defendant's consent, [where] in which the prosecuting attorney maintains an office. (2) "Documentary material" means the original or a copy of any book, record, report, memorandum, paper, communication, tabulation, map, chart, photograph, mechanical transcription, or other tangible document or recording, wherever situated. (3) "Examination" of documentary material [includes inspection, study] means inspecting, matter [italic and bracketed] is existing law to be omitted. New sections are in boldfaced type. LC MR A-Eng. HB 4098 studying or copying [of] any documentary material[,] and taking testimony under oath or acknowledgment [regarding any documentary material or copy thereof] about …
Sponsors
- April Dobson (D, 39) · primary sponsor
- Floyd Prozanski (D, 4) · primary sponsor
- Thomas Andersen (D, 19)
- Willy Chotzen (D, 46)
- Lisa Fragala (D, 8)
- Mark Gamba (D, 41)
- Dacia Grayber (D, 28)
- McDonald, Sarah (D, 16)
- Julianna Walters (D, 37)
- Wise, Lamar (D, 48)
- Lew Frederick (D, 22)
- Sara Gelser Blouin (D, 8)
Latest actions
- : Failed.
- : Bowman served notice of possible reconsideration.
- : Potential conflict(s) of interest declared by Kropf, Sosa.
- : Third reading. Carried by Dobson. Failed.
- : Motion to substitute Minority Report for Committee Report failed.
- : Second reading.
- : Minority Recommendation: Do pass with different amendments and be printed A-Engrossed.
- : Recommendation: Do pass with amendments and be printed A-Engrossed.
- : Work Session held.
- : Public Hearing held.
Votes
- Third reading. Carried by Dobson. Failed. (February 18, 2026): 28 yea, 30 nay, failed
- Motion to substitute Minority Report for Committee Report failed. (February 18, 2026): 23 yea, 36 nay, failed
- HCCP Committee Vote (February 12, 2026): 6 yea, 4 nay, passed
Common questions
- What is HB4098?
- HB4098 is a bill in the Oregon Legislature (2026 Legislative Measures): Relating to violations of the Insurance Code as unlawful trade practices.
- What does HB4098 do?
- In its own words: An act or practice related to insurance.] A BILL FOR AN ACT Relating to violations of the Insurance Code as unlawful trade practices; creating new provisions; and amending ORS 646.605, 646.612, 646.636, 646.638 and 646.648.
- What is the status of HB4098?
- Failed as of March 6, 2026. Latest action: Failed. (March 6, 2026).
- Who sponsored HB4098?
- April Dobson (D, 39), with 11 co-sponsors.
- Where is the official record for HB4098?
- On the Oregon Legislature website: https://olis.oregonlegislature.gov/liz/2026R1/Measures/Overview/4098
Source: official Oregon record. Tracked by Delilah, AI for legislation across all 50 states and Congress.