South Carolina legislation · 126th General Assembly
South Carolina H3259: First responder automobile insurance premiums
Status: Signed into law, May 26, 2026
What the bill says
TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-77-128 SO AS TO PROHIBIT INSURERS OR AGENTS FROM CONSIDERING THE WORK-RELATED DRIVING RECORD OF A FIRST RESPONDER IN DETERMINING THE PREMIUM RATE FOR THE FIRST RESPONDER'S PERSONAL AUTOMOBILE INSURANCE POLICY. B e it enacted by the General Assembly of the State of South Carolina: S ECTION 1. A rticle 3, Chapter 77, Title 38 of the S.C. Code is amended by adding: S ection 38-77-128. ( A) In determining the premium rates for a personal automobile insurance policy of a first responder, it is unlawful to consider the work - relat.
From the amended text, April 16, 2025:
A bill TO AMEND THE SOUTH CAROLINA CODE OF LAWS BY ADDING SECTION 38-77-128 SO AS TO PROHIBIT INSURERS OR AGENTS FROM CONSIDERING THE WORK-RELATED DRIVING RECORD OF A FIRST RESPONDER IN DETERMINING THE PREMIUM RATE FOR THE FIRST RESPONDER'S PERSONAL AUTOMOBILE INSURANCE POLICY. B e it enacted by the General Assembly of the State of South Carolina: S ECTION 1. A rticle 3, Chapter 77, Title 38 of the S.C. Code is amended by adding: S ection 38-77-128. ( A) In determining the premium rates for a personal automobile insurance policy of a first responder, it is unlawful to consider the work - related driving record of a first responder if he is found to be noncontributing on the collision report or involved in a collision when responding to an emergency call. ( B) The first responder must furnish a copy of the police incident report, investigative report, or Uniform Traffic Collision report regarding the crash in a timely manner to the insurance agent or insurer. ( C) For purposes of this section, "first responder" means a law enforcement officer or firefighter employed by local, state, or federal government. An emergency medical technician, paramedic, volunteer law enforcement officer, or firefighter engaged by local, state, or federal government also is considered a first responder. S ECTION 2. This act takes …
Sponsors
- Thomas Pope (R, 47) · primary sponsor