South Dakota legislation · 101st Legislature (2026)
South Dakota HB1224: protect persons from discrimination by financial institutions.
Status: Failed, February 20, 2026
What the bill says
An Act to protect persons from discrimination by financial institutions.
From the introduced text, January 29, 2026:
An Act to protect persons from discrimination by financial institutions. Be it enacted by the Legislature of the State of South Dakota: Section 1. That a NEW SECTION be added to a NEW CHAPTER in title 51A: [ADDED: Terms used in this chapter mean:] [ADDED: (1) "Adverse action," a decision to directly or indirectly decline or refuse to provide, terminate, or restrict full and equal enjoyment in the provision of covered financial services;] [ADDED: (2) "Covered financial service," any service related to a checking account, savings account, or other depository account; money transmission; or a personal loan, mortgage, business loan, or credit card; but not including the provision of insurance or the underwriting of, or investment in, a security as defined under federal law;] [ADDED: (3) "Discriminate in the provision of covered financial services," taking an adverse action against a person based on the person's:] [ADDED: (a) Exercise of religion, which is protected by the First Amendment to the United States Constitution;] [ADDED: (b) Speech, expression, opinions, expressive activity, or association, which are protected by the First Amendment to the United States Constitution, and the lawful preservation of privacy regarding those activities; or] [ADDED: (c) Participation in lawful economic activity; and] [ADDED: (4) "Financial institution," a bank, as defined in § 51A-1-2, or any payment processor, credit card company, credit …
Sponsors
- Amber Hulse (R, SD-030) · primary sponsor
- Karla Lems (R, HD-016) · primary sponsor
- Julie Auch (R, HD-018)
- Aaron Aylward (R, HD-006)
- Dylan Jordan (R, HD-004)
- Al Novstrup (R, HD-003)
- Carl Perry (R, 03)
- John Sjaarda (R, HD-002)
- Bethany Soye (R, HD-009)
Latest actions
- : Deferred to the 41st legislative day
- : Scheduled for hearing
- : First read in House and referred to Commerce and Energy
Votes
- Deferred to the 41st legislative day (February 20, 2026): 9 yea, 4 nay, passed
Subjects: Court Costs, Trade Regulation, Speech and Expression, Attorney's Fees, Religion, Banks and Banking
Common questions
- What is HB1224?
- HB1224 is a bill in the South Dakota Legislature (101st Legislature (2026)): protect persons from discrimination by financial institutions.
- What does HB1224 do?
- In its own words: An Act to protect persons from discrimination by financial institutions.
- What is the status of HB1224?
- Failed as of February 20, 2026. Latest action: Deferred to the 41st legislative day (February 20, 2026).
- Who sponsored HB1224?
- Amber Hulse (R, SD-030), with 8 co-sponsors.
- Where is the official record for HB1224?
- On the South Dakota Legislature website: https://sdlegislature.gov/Session/Bill/27198
Source: official South Dakota record. Tracked by Delilah, AI for legislation across all 50 states and Congress.