South Dakota legislation · 101st Legislature (2026)
South Dakota SB227: establish a minimum damage threshold for a motor vehicle total loss declaration.
Status: Failed, February 24, 2026
What the bill says
An Act to establish a minimum damage threshold for a motor vehicle total loss declaration.
From the introduced text, February 4, 2026:
An Act to establish a minimum damage threshold for a motor vehicle total loss declaration. Be it enacted by the Legislature of the State of South Dakota: Section 1. That a NEW SECTION be added to chapter 58-12: [ADDED: An insurer may not declare that a motor vehicle is a total loss because of damage caused by a collision, fire, vandalism, weather, or other peril, unless the cost of repairing the vehicle meets or exceeds seventy-five percent of the actual cash value of the vehicle before it was damaged.] [ADDED: Nothing in this section prohibits an insurer from declaring, at the request of and with the express written authorization of the vehicle owner, that the vehicle is a total loss, even if the cost to repair the vehicle is less than seventy-five percent of the actual cash value of the vehicle immediately preceding the time it was damaged.] [ADDED: For purposes of this section, "actual cash value" means the current market value of the motor vehicle, within a radius of two-hundred miles from the primary address of the vehicle owner, taking into consideration:] [ADDED: (1) The year, make, and model of the vehicle;] [ADDED: (2) Any accessories and options;] [ADDED: (3) Any natural deterioration from normal use;] [ADDED: (4) The odometer reading; and] [ADDED: (5) The accident history of the …
Sponsors
- Steve Kolbeck (R, SD-002) · primary sponsor
- Tim Walburg (R, HD-008) · primary sponsor
- Casey Crabtree (R, SD-008)
- Jack Kolbeck (R, HD-013)
- Liz Larson (D, SD-010)
- Carl Perry (R, 03)
- Drew Peterson (R, HD-019)
- Kyle Schoenfish (R, SD-019)
- William Shorma (R, HD-017)
Latest actions
- : Tabled
- : Scheduled for hearing
- : First read in House and referred to Transportation
- : Do Pass
- : Deferred to another day
- : Do Pass
- : Scheduled for hearing
- : First read in Senate and referred to Transportation
Votes
- Tabled (February 24, 2026): 8 yea, 3 nay, passed
- Do Pass (February 17, 2026): 27 yea, 6 nay, passed
- Do Pass (February 11, 2026): 4 yea, 2 nay, passed
Subjects: Motor Vehicles, Insurance
Common questions
- What is SB227?
- SB227 is a bill in the South Dakota Legislature (101st Legislature (2026)): establish a minimum damage threshold for a motor vehicle total loss declaration.
- What does SB227 do?
- In its own words: An Act to establish a minimum damage threshold for a motor vehicle total loss declaration.
- What is the status of SB227?
- Failed as of February 24, 2026. Latest action: Tabled (February 24, 2026).
- Who sponsored SB227?
- Steve Kolbeck (R, SD-002), with 8 co-sponsors.
- Where is the official record for SB227?
- On the South Dakota Legislature website: https://sdlegislature.gov/Session/Bill/27041
Source: official South Dakota record. Tracked by Delilah, AI for legislation across all 50 states and Congress.