Tennessee legislation · 114th General Assembly

Tennessee HB705: AN ACT to amend Tennessee Code Annotated, Title 56, relative to insurance.

Status: Chaptered, May 18, 2026

Fiscal Summary NOT SIGNIFICANT Bill Summary ON APRIL 21, 2026, THE HOUSE ADOPTED AMENDMENTS # 1 AND 2 AND PASSED HOUSE BILL 705, AS AMENDED. AMENDMENT #1 rewrites the bill to, instead, generally require a group policy delivered or issued for delivery in this state that provides hospital, surgical, or major medical expense insurance, or any combination of these coverages, on an expense incurred basis, to provide that an employee or member whose insurance under the group policy that has been terminated for any reason, and who has been continuously insured under the group policy, and under any group policy providing similar benefits that it replaces, for at least three months immediately prior to termination, is entitled to have the coverage nonetheless continued under the group policy for the remainder of the month in which the policy is terminated, plus the next three subsequent months upon payment in advance to the employer of the full group policy premium for this continuation of coverage, including any portion customarily paid by the employer. However, an employee or member is not entitled to have coverage continued pursuant to this amendment if either of the following applies:  The group policy was terminated in its entirety or was terminated with respect to an insured class of which the employee was a member. The termination of the employee's insurance under the group policy occurred because (i) the employee failed to pay any required contribution; (ii) the employee is eligible for medicare; or (iii) the discontinued group coverage was replaced by similar group coverage within 31 days. APPLICABILITY This amendment applies to group policies issued, renewed, or amended on or after this bill becomes a law. AMENDMENT #2 provides requirements for optical products insurance that are the same as the requirements for