Texas legislation · 89th Legislature Regular Session
Texas SB1238: Relating to prohibited insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.
Status: Signed into law, May 20, 2025
What the bill says
An act relating to prohibited insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.
From the enrolled text, May 7, 2025:
AN ACT relating to prohibited insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse. BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: SECTION 1. Section 544.002, Insurance Code, is amended by adding Subsections (d) and (e) to read as follows: [ADDED: (d) Notwithstanding Section 544.003, an insurer may not:] [ADDED: (1)][ADDED: ][ADDED: ][ADDED: refuse to continue to insure or provide coverage ] [ADDED: to an individual or limit the amount, extent, or kind of coverage ] [ADDED: available to an individual because the individual is widowed or the ] [ADDED: individual's marital status otherwise reflects the death of a ] [ or] [ADDED: (2)][ADDED: ][ADDED: ][ADDED: charge an individual who is widowed or whose ] [ADDED: marital status otherwise reflects the death of a spouse a rate that ] [ADDED: is different from the rate that would be charged if the individual's ] [ADDED: marital status was married.] [ADDED: (e)][ADDED: ][ADDED: ][ADDED: Subsection (d) may not be construed to prohibit a title ] [ADDED: insurance company or title insurance agent from imposing a ] [ADDED: reasonable requirement on a widowed insured or widowed individual ] [ADDED: seeking insurance coverage for the purpose of determining heirship, ] [ADDED: probate matters, or other similar issues in the same manner as an …
Sponsors
- Lois Kolkhorst (R, SD-018) · primary sponsor
- Mayes Middleton (R)
- Cesar Blanco (D, SD-029)
- Donna Campbell (R, SD-025)
- Nathan Johnson (D, SD-016)
- Jose Menendez (D, SD-026)
- Royce West (D, SD-023)
- Matt Morgan (R, HD-026)
- Trey Wharton (R, HD-012)
- Andy Hopper (R, HD-064)
- Vikki Goodwin (D, HD-047)
- Katrina Pierson (R, HD-033)
Latest actions
- : Effective on 9/1/25
- : Signed by the Governor
- : Sent to the Governor
- : Signed in the House
- : Signed in the Senate
- : Senate concurs in House amendment(s)-reported
- : Reported enrolled
- : Record vote
- : Senate concurs in House amendment(s)
- : Read
Votes
- Insurance Committee Vote (Out of committee): 8 yea, 0 nay, passed
- Business & Commerce Committee Vote (Out of committee): 11 yea, 0 nay, passed
- Senate concurs in House amendment(s) (May 7, 2025): 31 yea, 0 nay, passed
- Record vote RV#1346 (May 2, 2025): 119 yea, 2 nay, passed
- Record vote RV#1345 (May 2, 2025): 120 yea, 1 nay, passed
- Record vote RV#1178 (May 1, 2025): 140 yea, 3 nay, passed
Subjects: Family--Marriage Relationship, Insurance--Motor Vehicles, Insurance--General
Common questions
- What is SB1238?
- SB1238 is a bill in the Texas Legislature (89th Legislature Regular Session): Relating to prohibited insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.
- What does SB1238 do?
- In its own words: An act relating to prohibited insurance discrimination on the basis of an insured's marital status following the death of the insured's spouse.
- What is the status of SB1238?
- Signed into law as of May 20, 2025. Latest action: Effective on 9/1/25 (May 20, 2025).
- Who sponsored SB1238?
- Lois Kolkhorst (R, SD-018), with 11 co-sponsors.
- Where is the official record for SB1238?
- On the Texas Legislature website: https://capitol.texas.gov/BillLookup/History.aspx?LegSess=89R&Bill=SB01238
Source: official Texas record. Tracked by Delilah, AI for legislation across all 50 states and Congress.