Virginia legislation · 2026 Regular Session
Virginia SB594: An Act to amend the Code of Virginia by adding in Chapter 22 of Title 38.2 a section numbered 38.2-2235, relating to motor vehicle insurance; unauthorized addition of insured drivers prohibited.
Status: Chaptered, April 13, 2026
Motor vehicle insurance; unauthorized addition of insured drivers prohibited. Prohibits an insurance carrier authorized to issue motor vehicle liability insurance policies from automatically adding any person to the list of persons insured under a motor vehicle owner's policy or to the household of a named insured for purposes of such policy based solely on certain information enumerated in the bill.
What the bill says
An Act to amend the Code of Virginia by adding in Chapter 22 of Title 38.2 a section numbered 38.2-2235, relating to motor vehicle insurance; unauthorized addition of insured drivers prohibited. [S 594] Approved April 13, 2026 1. That the Code of Virginia is amended by adding in Chapter 22 of Title 38.2 a section numbered 38.2-2235 as follows: § 38.2-2235. Unauthorized addition of insured drivers prohibited. A. No insurance carrier authorized to issue policies as provided in this chapter shall add any person to the list of persons insured under a policy of motor vehicle insurance, as defined i.
From the enrolled text, April 13, 2026:
An Act to amend the Code of Virginia by adding in Chapter 22 of Title 38.2 a section numbered 38.2-2235, relating to motor vehicle insurance; unauthorized addition of insured drivers prohibited. [S 594] Approved April 13, 2026 1. That the Code of Virginia is amended by adding in Chapter 22 of Title 38.2 a section numbered 38.2-2235 as follows: § 38.2-2235. Unauthorized addition of insured drivers prohibited. A. No insurance carrier authorized to issue policies as provided in this chapter shall add any person to the list of persons insured under a policy of motor vehicle insurance, as defined in § 38.2-2212, or to the household of a named insured for purposes of such policy based solely on information obtained from external sources, including a residential search, an address matching database, public records, a credit report, or any other third-party data source, or the carrier's belief that such person resides at the same address as the named insured. B. No provision of subsection A shall apply if (i) notice of the proposed change is provided to the named insured in writing or electronically no less than 45 calendar days prior to the effective date of the change and (ii) the named insured fails to provide to the carrier, at any time prior to the effective date of the change, evidence …