Washington legislation · 2025-26 Regular Session
Washington SB5928: Wildfire risk models
Status: Passed one chamber, March 12, 2026
Concerning wildfire risk models and score disclosure.
What the bill says
An act Relating to wildfire risk models and wildfire risk score disclosure; adding a new section to chapter 48.18 RCW; and adding a new section to chapter 48.19 RCW. NEW SECTION.
From the introduced text:
AN ACT Relating to wildfire risk models and wildfire risk score disclosure; adding a new section to chapter 48.18 RCW; and adding a new section to chapter 48.19 RCW. NEW SECTION. Sec. 1. A new section is added to chapter 48.18 RCW to read as follows: (1) An insurer that uses a wildfire risk score relating to property insurance and in connection with either the underwriting of real property regarding eligibility for coverage, or in rating of real property to generate a premium, or both, shall provide the insured, upon nonrenewal or cancellation due to wildfire risk or when the insured premiums are adversely impacted by the wildfire risk score, and if applicable the relevant insurance producer, the following information to enhance (b) The range of possible wildfire risk scores under the model used; (c) The name of the entity that created the wildfire risk score for the property; (d) The date on which the wildfire risk score was created for the property; and (e) The key factors that adversely contributed to the wildfire risk score of the property and, for factors within the control of the consumer, the steps that the consumer can take to improve it. For factors outside the control of the consumer, a list of the factors may be provided without the steps to improve. (2) …
Sponsors
- Judith Warnick (R) · primary sponsor
- Shelly Short (R)
- Robert Hasegawa (D)
- Jeff Holy (R)
- T'wina Nobles (D)
- Marcus Riccelli (D)
- Sharon Shewmake (D)
- Derek Stanford (D)
Latest actions
- : By resolution, returned to Senate Rules Committee for third reading.
- : Executive session scheduled, but no action was taken in the House Committee on Consumer Protection & Business at 1:30 PM.
- : Public hearing in the House Committee on Consumer Protection & Business at 1:30 PM.
- : First reading, referred to Consumer Protection & Business.
- : Third reading, passed; yeas, 48; nays, 1; absent, 0; excused, 0.
- : Rules suspended. Placed on Third Reading.
- : Floor amendment
- : 1st substitute bill substituted
- : Placed on second reading by Rules Committee.
- : Passed to Rules Committee for second reading.
Votes
- 3rd Reading & Final Passage (February 11, 2026): 48 yea, 1 nay, passed
- Senate Committee on Business, Trade & Economic Development: That Substitute Senate Bill No. 5928 be substituted therefor, and the substitute bill do pass (January 21, 2026): 7 yea, 0 nay, passed
Subjects: INSURANCE
Common questions
- What is SB5928?
- SB5928 is a bill in the Washington Legislature (2025-26 Regular Session): Wildfire risk models.
- What does SB5928 do?
- In its own words: An act Relating to wildfire risk models and wildfire risk score disclosure; adding a new section to chapter 48.18 RCW; and adding a new section to chapter 48.19 RCW. NEW SECTION.
- What is the status of SB5928?
- Passed one chamber as of March 12, 2026. Latest action: By resolution, returned to Senate Rules Committee for third reading. (March 12, 2026).
- Who sponsored SB5928?
- Judith Warnick (R), with 7 co-sponsors.
- Where is the official record for SB5928?
- On the Washington Legislature website: https://app.leg.wa.gov/billsummary?BillNumber=5928&Year=2025
Source: official Washington record. Tracked by Delilah, AI for legislation across all 50 states and Congress.