Washington legislation · 2025-26 Regular Session
Washington HB2604: Vehicle transfers to insurer
Status: Signed into law, March 18, 2026
Transferring ownership of a vehicle to an insurer under certain circumstances.
What the bill says
An act Relating to transferring ownership of a vehicle to an insurer under certain circumstances; and amending RCW 46.12.600 and 11.125.050.
From the enrolled text:
AN ACT Relating to transferring ownership of a vehicle to an insurer under certain circumstances; and amending RCW 46.12.600 and 11.125.050. Sec. 1. RCW 46.12.600 and 2011 c 171 s 36 are each amended to read as follows: (1)(a) The registered owner or legal owner and (ii) Submit the certificate of title or affidavit in lieu of title marked "DESTROYED." The registered owner's name, address, and the date of destruction must be clearly shown on the certificate of title or affidavit in lieu of title. (b) It is a gross misdemeanor to fail to notify the department and be in possession of a certificate of title of a destroyed vehicle on the ((sixteenth))16th day after the vehicle is destroyed and each day thereafter. (2) The insurance company or self-insurer shall report the destruction or total loss of vehicles issued a certificate of title or registration certificate to the department within ((fifteen))15 days after the settlement claim. The report must be submitted regardless of where or in what jurisdiction the total loss occurred. An insurer shall report total loss vehicles to the department in any of the following (b) Submitting the certificate of title or affidavit in lieu of title marked "DESTROYED." The insurer's name, address, and the date of loss must be clearly shown on the certificate of title or …
Sponsors
- Adison Richards (D) · primary sponsor
- Andrew Barkis (R)
Latest actions
- : Effective date 6/11/2026.
- : Chapter 101, 2026 Laws.
- : Governor signed.
- : Delivered to Governor.
- : President signed.
- : Speaker signed.
- : Third reading, passed; yeas, 47; nays, 0; absent, 0; excused, 2.
- : Rules suspended. Placed on Third Reading.
- : Placed on second reading by Rules Committee.
- : Passed to Rules Committee for second reading.
Votes
- 3rd Reading & Final Passage (March 6, 2026): 47 yea, 0 nay, passed
- Senate Committee on Transportation: Do pass (February 27, 2026): 18 yea, 0 nay, passed
- 3rd Reading & Final Passage (February 12, 2026): 94 yea, 0 nay, passed
- House Committee on Transportation: Do pass (February 5, 2026): 28 yea, 0 nay, passed
Subjects: MOTOR VEHICLES
Common questions
- What is HB2604?
- HB2604 is a bill in the Washington Legislature (2025-26 Regular Session): Vehicle transfers to insurer.
- What does HB2604 do?
- In its own words: An act Relating to transferring ownership of a vehicle to an insurer under certain circumstances; and amending RCW 46.12.600 and 11.125.050.
- What is the status of HB2604?
- Signed into law as of March 18, 2026. Latest action: Effective date 6/11/2026. (March 18, 2026).
- Who sponsored HB2604?
- Adison Richards (D), with 1 co-sponsor.
- Where is the official record for HB2604?
- On the Washington Legislature website: https://app.leg.wa.gov/billsummary?BillNumber=2604&Year=2025
Source: official Washington record. Tracked by Delilah, AI for legislation across all 50 states and Congress.