West Virginia HB4869: Establish narrow, clearly bounded guaranteed-issue rights for Medicare Supplement policies in West Virginia.

What the bill says

An act to amend the Code of West Virginia, 1931, as amended, by adding a new article, designated §33-15F-1, relating to Medicare supplement policies; providing definitions; creating access to Medicare supplement policies regardless of health; establishing clearly bounded guaranteed-issue rights for Medicare supplement policies; providing reporting requirements; and authorizing rulemaking. ARTICLE 15F. Guaranteed issue rights for Medicare supplement policies. §33-15F-1. Medicare supplement policies. (a) Definitions. - For purposes of this section: "Medicare supplement policy" means a policy or.

From the enrolled text, March 13, 2026:

AN ACT to amend the Code of West Virginia, 1931, as amended, by adding a new article, designated §33-15F-1, relating to Medicare supplement policies; providing definitions; creating access to Medicare supplement policies regardless of health; establishing clearly bounded guaranteed-issue rights for Medicare supplement policies; providing reporting requirements; and authorizing rulemaking. ARTICLE 15F. Guaranteed issue rights for Medicare supplement policies. §33-15F-1. Medicare supplement policies. (a) Definitions. - For purposes of this section: "Medicare supplement policy" means a policy or certificate of health insurance issued pursuant to this chapter that is advertised, marketed, or designed to supplement Medicare. "Accepted applications" means that an insurer has actively marketed and issued at least one Medicare supplement policy of the applicable standardized benefit type in this state within the preceding 12 months, and has not formally closed the policy form to new enrollment. "Affiliated insurer" means an insurer that, directly or indirectly, through one or more intermediaries, controls, or is controlled by, or is under common control with the insurer specified. "Birthday" means the anniversary of an individual's date of birth. "Same or lesser benefits" means a Medicare supplement policy that provides benefits that are identical to, or a subset of, the standardized Medicare supplement benefits authorized under this chapter and applicable federal law. (b) Annual guaranteed issue based on birthday. - (1) Eligibility. - …

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