U.S. Congress legislation · 119th Congress
HB1653: Civil Investigative Demand Reform Act of 2025
Status: In committee, September 16, 2026
To reform the civil investigative demand process of the Bureau of Consumer Financial Protection.
What the bill says
To reform the civil investigative demand process of the Bureau of Consumer Financial Protection.
From the introduced text, February 27, 2025:
A BILL To reform the civil investigative demand process of the Bureau of Consumer Financial Protection. SECTION 1. Short title This Act may be cited as the Civil Investigative Demand Reform Act of 2025 . SECTION 2. Civil Investigative Demands (a) Demand period Section 1052(c)(1) of the Consumer Financial Protection Act of 2010 ( 12 U.S.C. 5562(c)(1) ) is amended by inserting after before the institution of any proceedings under the Federal consumer financial law the following: , but not later than 6 years after the date of such violation . (b) Demand requirements Section 1052(c)(2) of the Consumer Financial Protection Act of 2010 ( 12 U.S.C. 5562(c)(2) ) is amended by inserting after conduct the following: , with specific reference to particular facts, . (c) Attorney representation Section 1052(c)(13)(D) of the Consumer Financial Protection Act of 2010 ( 12 U.S.C. 5562(c)(13)(D) ) is amended by adding at the end the following: (v) Question and response (I) Advising attorney An attorney advising a person described in clause (i) may submit to the Bureau questions related to the scope or breadth of the demand. (II) Bureau response The Bureau shall submit to the attorney advising a person described in clause (i) a response to any question submitted under subclause (I) during the shorter of-- (aa) a period that is 20 days …
Sponsors
- Garland Barr (R, HD-KY-6) · primary sponsor
- Vicente Gonzalez (D, HD-034)
- Jared Moskowitz (D, HD-FL-23)
- William Timmons (R, HD-004)
- Ann Wagner (R, HD-002)
- Dan Meuser (R, HD-009)
- Tim Moore (R, HD-NC-14)
Latest actions
- : Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 20.
- : Committee Consideration and Mark-up Session Held
- : Referred to the House Committee on Financial Services.
- : Introduced in House
Subjects: Consumer Financial Protection Bureau, Consumer affairs, Right of privacy, Civil actions and liability, Finance and Financial Sector, Lawyers and legal services, Government studies and investigations, Business records
Common questions
- What is HB1653?
- HB1653 is a bill in Congress (119th Congress): Civil Investigative Demand Reform Act of 2025.
- What does HB1653 do?
- In its own words: To reform the civil investigative demand process of the Bureau of Consumer Financial Protection.
- What is the status of HB1653?
- In committee as of September 16, 2026. Latest action: Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 20. (September 16, 2026).
- Who sponsored HB1653?
- Garland Barr (R, HD-KY-6), with 6 co-sponsors.
- Where is the official record for HB1653?
- On the Congress website: https://www.congress.gov/bill/119th-congress/house-bill/1653
Source: official Congress record. Tracked by Delilah, AI for legislation across all 50 states and Congress.