U.S. Congress legislation · 119th Congress
HB8141: Fair Credit Reporting Reseller Accuracy Act
Status: In committee, September 1, 2026
To amend the Fair Credit Reporting Act to require resellers of information contained in consumer reports to follow reasonable procedures to assure maximum possible accuracy of such information before transmitting such information, and for other purposes.
What the bill says
To amend the Fair Credit Reporting Act to require resellers of information contained in consumer reports to follow reasonable procedures to assure maximum possible accuracy of such information before transmitting such information, and for other purposes.
From the committee substitute text, September 1, 2026:
A BILL To amend the Fair Credit Reporting Act to require resellers of information contained in consumer reports to follow reasonable procedures to assure maximum possible accuracy of such information before transmitting such information, and for other purposes. SECTION 1. Short title This Act may be cited as the Fair Credit Reporting Reseller Accuracy Act . SECTION 2. Accuracy of information transmitted by resellers Section 607 of the Fair Credit Reporting Act ( 15 U.S.C. 1681e ) is amended by adding at the end the following: (f) Transmission of information by resellers (1) In general Before a reseller transmits information contained in a consumer report to an end user or another reseller, such reseller shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the information relates. (2) Limitation of liability No reseller may be held liable under this title if such reseller accurately communicates information obtained from another consumer reporting agency to an end user or another reseller. (3) Reseller defined In this subsection the term reseller has the meaning given the term in section 603. . September 1, 2026 Reported with an amendment, committed to the Committee of the Whole House on the State of the Union, and ordered to be printed
Sponsors
- Michael Lawler (R, HD-017) · primary sponsor
- Josh Gottheimer (D, HD-005)
- Dan Meuser (R, HD-009)
- Ann Wagner (R, HD-002)
Latest actions
- : Placed on the Union Calendar, Calendar No. 689.
- : Reported (Amended) by the Committee on Financial Services. H. Rept. 119-789.
- : Ordered to be Reported (Amended) by Voice Vote.
- : Committee Consideration and Mark-up Session Held
- : Referred to the House Committee on Financial Services.
- : Introduced in House
Subjects: Data collection, sharing, protection, Consumer credit, Retail and wholesale trades, Finance and Financial Sector
Common questions
- What is HB8141?
- HB8141 is a bill in Congress (119th Congress): Fair Credit Reporting Reseller Accuracy Act.
- What does HB8141 do?
- In its own words: To amend the Fair Credit Reporting Act to require resellers of information contained in consumer reports to follow reasonable procedures to assure maximum possible accuracy of such information before transmitting such information, and for other purposes.
- What is the status of HB8141?
- In committee as of September 1, 2026. Latest action: Placed on the Union Calendar, Calendar No. 689. (September 1, 2026).
- Who sponsored HB8141?
- Michael Lawler (R, HD-017), with 3 co-sponsors.
- Where is the official record for HB8141?
- On the Congress website: https://www.congress.gov/bill/119th-congress/house-bill/8141
Source: official Congress record. Tracked by Delilah, AI for legislation across all 50 states and Congress.