U.S. Congress legislation · 119th Congress
HB9330: Earned Wage Access Consumer Protection Act
Status: In committee, September 1, 2026
To regulate the business of offering and providing earned wage access services to consumers, and for other purposes.
What the bill says
To regulate the business of offering and providing earned wage access services to consumers, and for other purposes.
From the committee substitute text, September 1, 2026:
A BILL To regulate the business of offering and providing earned wage access services to consumers, and for other purposes. SECTION 1. Short title This Act may be cited as the Earned Wage Access Consumer Protection Act . SECTION 2. Earned wage access services (a) Provision of earned wage access services (1) No-cost option required (A) In general If an earned wage access provider offers a consumer the option to receive earned wages in exchange for a fee, such earned wage access provider shall also offer such consumer the option to obtain the same amount of earned wages at no cost to the consumer. (B) Transfer time period If a consumer elects the no-cost option described in subparagraph (A), the earned wage access provider shall initiate the transfer of earned wages to the consumer within one business day of such election. (C) No effect on earned wages A consumer's election of the no-cost option described in subparagraph (A) may not impact-- (i) the amount of earned wages disbursed to such consumer; (ii) the frequency with which such earned wages are disbursed to such consumer; or (iii) the consumer's eligibility to use the provider's earned wage access services. (2) Required disclosures (A) Disclosures preceding agreement Each earned wage access provider shall disclose the following before entering into an agreement with a …
Sponsors
- Bryan Steil (R, HD-001) · primary sponsor
Latest actions
- : Placed on the Union Calendar, Calendar No. 690.
- : Reported (Amended) by the Committee on Financial Services. H. Rept. 119-790.
- : Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 22.
- : Committee Consideration and Mark-up Session Held
- : Referred to the House Committee on Financial Services.
- : Introduced in House
Subjects: Fraud offenses and financial crimes, Consumer affairs, Bank accounts, deposits, capital, Wages and earnings, Finance and Financial Sector, Business records, User charges and fees
Common questions
- What is HB9330?
- HB9330 is a bill in Congress (119th Congress): Earned Wage Access Consumer Protection Act.
- What does HB9330 do?
- In its own words: To regulate the business of offering and providing earned wage access services to consumers, and for other purposes.
- What is the status of HB9330?
- In committee as of September 1, 2026. Latest action: Placed on the Union Calendar, Calendar No. 690. (September 1, 2026).
- Who sponsored HB9330?
- Bryan Steil (R, HD-001).
- Where is the official record for HB9330?
- On the Congress website: https://www.congress.gov/bill/119th-congress/house-bill/9330
Source: official Congress record. Tracked by Delilah, AI for legislation across all 50 states and Congress.