U.S. Congress legislation · 119th Congress
HB9514: Homeownership Eligibility Reform Act
Status: In committee, June 29, 2026
To restrict the eligibility of mortgagors to citizens of the United States with respect to mortgage insurance provided by the Federal Housing Administration and the purchase and securitization of mortgages by Fannie Mae and Freddie Mac.
What the bill says
To restrict the eligibility of mortgagors to citizens of the United States with respect to mortgage insurance provided by the Federal Housing Administration and the purchase and securitization of mortgages by Fannie Mae and Freddie Mac.
From the introduced text, June 29, 2026:
A BILL To restrict the eligibility of mortgagors to citizens of the United States with respect to mortgage insurance provided by the Federal Housing Administration and the purchase and securitization of mortgages by Fannie Mae and Freddie Mac. SECTION 1. Short title This Act may be cited as the Homeownership Eligibility Reform Act . SECTION 2. Eligibility of mortgagors for FHA mortgage insurance Section 203(b)(8) of the National Housing Act ( 12 U.S.C. 1709(b)(8) ) is amended to read as follows: (8) Is executed by a mortgagor who is a citizen of the United States. . SECTION 3. Eligibility of mortgagors with respect to purchase and securitization by Fannie Mae and Freddie Mac (a) Requirement for Fannie Mae Section 302 of the Federal National Mortgage Association Charter Act ( 12 U.S.C. 1717 ) is amended in subsection (b)(2), by inserting after the second sentence the following: No such purchase of a conventional mortgage secured by a property comprising one- to four-family dwelling unit shall be made if the mortgagor is not a citizen of the United States. . (b) Requirement for Freddie Mac Section 305 of the Federal Home Loan Mortgage Corporation Act ( 12 U.S.C. 1454 ) is amended in subsection (a)(2) by inserting after the first sentence the following: No such purchase of a conventional mortgage secured by …
Sponsors
- Brandon Gill (R, HD-026) · primary sponsor
- Gus Bilirakis (R, HD-FL-12)
- Scott Perry (R, HD-010)
- Barry Moore (R, HD-AL-2)
- Nancy Mace (R, HD-001)
- Michael Cloud (R, HD-027)
- Riley Moore (R, HD-WV-2)
- Fuller, Clay (R)
- Paul Gosar (R, HD-AZ-9)
- Ronny Jackson (R, HD-TX-13)
- Randy Fine (R, 6)
- Andrew Clyde (R, HD-009)
Latest actions
- : Referred to the House Committee on Financial Services.
- : Introduced in House
Subjects: Immigration
Common questions
- What is HB9514?
- HB9514 is a bill in Congress (119th Congress): Homeownership Eligibility Reform Act.
- What does HB9514 do?
- In its own words: To restrict the eligibility of mortgagors to citizens of the United States with respect to mortgage insurance provided by the Federal Housing Administration and the purchase and securitization of mortgages by Fannie Mae and Freddie Mac.
- What is the status of HB9514?
- In committee as of June 29, 2026. Latest action: Referred to the House Committee on Financial Services. (June 29, 2026).
- Who sponsored HB9514?
- Brandon Gill (R, HD-026), with 11 co-sponsors.
- Where is the official record for HB9514?
- On the Congress website: https://www.congress.gov/bill/119th-congress/house-bill/9514
Source: official Congress record. Tracked by Delilah, AI for legislation across all 50 states and Congress.