U.S. Congress legislation · 119th Congress
HB10524: HELPER Plus Act
Status: In committee, September 21, 2026
To amend the National Housing Act to establish a mortgage insurance program for first responders, 911 call center operators and dispatchers, child care workers, and correctional officers or prison guards, and for other purposes.
What the bill says
To amend the National Housing Act to establish a mortgage insurance program for first responders, call center operators and dispatchers, child care workers, and correctional officers or prison guards, and for other purposes.
From the introduced text, September 21, 2026:
A BILL To amend the National Housing Act to establish a mortgage insurance program for first responders, call center operators and dispatchers, child care workers, and correctional officers or prison guards, and for other purposes. SECTION 1. Short title This Act may be cited as the HELPER Plus Act . SECTION 2. FHA mortgage insurance program for mortgages for first responders Section 203 of the National Housing Act ( 12 U.S.C. 1709 ) is amended by adding at the end the following: (z) FHA mortgage insurance program for mortgages for first responders (1) Definitions In this subsection: (A) 911 call center operator and dispatcher The term 911 call center operator and dispatcher means an individual who, as an employee of, or under contract with, a public safety agency, State, unit of local government, or emergency communications center that-- (i) receives incoming 9-1-1 calls, text messages, or other electronic communications requesting emergency assistance; and (ii) dispatches law enforcement, fire, emergency medical, or other emergency response personnel and coordinates communication between such personnel and the emergency communications center. (B) Child care worker The term child care worker means any individual whose primary and daily focus of work is-- (i) providing child care services, including direct care and education services, to children for a family child care provider or other child care provider, …
Sponsors
- Ryan Mackenzie (R, HD-PA-7) · primary sponsor
Latest actions
- : Referred to the House Committee on Financial Services.
- : Introduced in House
Subjects: Finance and Financial Sector
Common questions
- What is HB10524?
- HB10524 is a bill in Congress (119th Congress): HELPER Plus Act.
- What does HB10524 do?
- In its own words: To amend the National Housing Act to establish a mortgage insurance program for first responders, call center operators and dispatchers, child care workers, and correctional officers or prison guards, and for other purposes.
- What is the status of HB10524?
- In committee as of September 21, 2026. Latest action: Referred to the House Committee on Financial Services. (September 21, 2026).
- Who sponsored HB10524?
- Ryan Mackenzie (R, HD-PA-7).
- Where is the official record for HB10524?
- On the Congress website: https://www.congress.gov/bill/119th-congress/house-bill/10524
Source: official Congress record. Tracked by Delilah, AI for legislation across all 50 states and Congress.