U.S. Congress legislation · 119th Congress
SB5456: Stop Social Security Garnishment Act of 2026
Status: In committee, September 22, 2026
A bill to prohibit the Secretary of Education from garnishing social security payments from individuals in default on their Federal student loans.
What the bill says
To prohibit the Secretary of Education from garnishing social security payments from individuals in default on their Federal student loans.
From the introduced text, September 22, 2026:
A BILL To prohibit the Secretary of Education from garnishing social security payments from individuals in default on their Federal student loans. SECTION 1. Short title This Act may be cited as the Stop Social Security Garnishment Act of 2026 . SECTION 2. Prohibition on Social Security Offset Part G of title IV of the Higher Education Act of 1965 ( 20 U.S.C. 1088 et seq. ) is amended by inserting after section 493D the following: SECTION 493E. Prohibition on Social Security Offset Notwithstanding section 3716(a) of title 31, United States Code, beginning on the date of enactment of the Stop Social Security Garnishment Act of 2026, any payments due to an individual under the Social Security Act shall not be subject to offset under section 3716(c)(3)(A)(i) of such title in the event of a default on a loan made, insured, or guaranteed under this title. .
Sponsors
- Bernard Sanders (I, SD-VT) · primary sponsor
- Warren, Elizabeth (D)
- Markey, Edward (D)
- Wyden, Ron (D, SD-OR)
- Blumenthal, Richard (D)
- Merkley, Jeff (D, SD-OR)
- Padilla, Alex (D, SD-CA)
- Jack Reed (D, SD-RI)
- Hirono, Mazie (D)
- Gillibrand, Kirsten (D)
Latest actions
- : Read twice and referred to the Committee on Finance.
- : Introduced in Senate
Subjects: Education
Common questions
- What is SB5456?
- SB5456 is a bill in Congress (119th Congress): Stop Social Security Garnishment Act of 2026.
- What does SB5456 do?
- In its own words: To prohibit the Secretary of Education from garnishing social security payments from individuals in default on their Federal student loans.
- What is the status of SB5456?
- In committee as of September 22, 2026. Latest action: Read twice and referred to the Committee on Finance. (September 22, 2026).
- Who sponsored SB5456?
- Bernard Sanders (I, SD-VT), with 9 co-sponsors.
- Where is the official record for SB5456?
- On the Congress website: https://www.congress.gov/bill/119th-congress/senate-bill/5456
Source: official Congress record. Tracked by Delilah, AI for legislation across all 50 states and Congress.