U.S. Congress legislation · 119th Congress
HB10788: Lower Premiums, Faster Payments Act
Status: In committee, October 9, 2026
To amend title XXVII of the Public Health Service Act, the Internal Revenue Code of 1986, and the Employee Retirement Income Security Act of 1974 to make certain adjustments to the surprise medical billing requirements for private health insurance.
What the bill says
To amend title XXVII of the Public Health Service Act, the Internal Revenue Code of 1986, and the Employee Retirement Income Security Act of 1974 to make certain adjustments to the surprise medical billing requirements for private health insurance.
From the introduced text, October 9, 2026:
A BILL To amend title XXVII of the Public Health Service Act, the Internal Revenue Code of 1986, and the Employee Retirement Income Security Act of 1974 to make certain adjustments to the surprise medical billing requirements for private health insurance. SECTION 1. Short title This Act may be cited as the Lower Premiums, Faster Payments Act . SECTION 2. Adjusting surprise medical billing requirements (a) Amendments to the Public Health Service Act (1) Eliminating independent dispute resolution process (A) In general Section 2799A-1 of the Public Health Service Act ( 42 U.S.C. 300gg-111 ) is amended-- (i) in subsection (a)-- (I) in paragraph (1)(C)(iv)-- (aa) in subclause (I), by inserting with respect to such services furnished before January 1, 2028, before not later than ; and (bb) in subclause (II), by inserting (or, with respect to such services for which the out-of-network rate is the qualifying payment amount for such services, not later than 30 days after the bill for such services is transmitted by such provider or facility) after subsection (c)(6) ; and (II) in paragraph (3)(K)(ii)-- (aa) in subclause (I), by striking subject to subclause (II) and inserting with respect to items and services furnished before January 1, 2028-- (aa) subject to item (bb) ; (bb) by redesignating subclause (II) as item (bb); and (cc) by adding …
Sponsors
- Frank Pallone (D, HD-006) · primary sponsor
Latest actions
- : Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
- : Introduced in House
Subjects: Inflation and prices, Administrative law and regulatory procedures, Emergency medical services and trauma care, Department of Health and Human Services, Health, Health care costs and insurance, Accounting and auditing
Common questions
- What is HB10788?
- HB10788 is a bill in Congress (119th Congress): Lower Premiums, Faster Payments Act.
- What does HB10788 do?
- In its own words: To amend title XXVII of the Public Health Service Act, the Internal Revenue Code of 1986, and the Employee Retirement Income Security Act of 1974 to make certain adjustments to the surprise medical billing requirements for private health insurance.
- What is the status of HB10788?
- In committee as of October 9, 2026. Latest action: Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned. (October 9, 2026).
- Who sponsored HB10788?
- Frank Pallone (D, HD-006).
- Where is the official record for HB10788?
- On the Congress website: https://www.congress.gov/bill/119th-congress/house-bill/10788
Source: official Congress record. Tracked by Delilah, AI for legislation across all 50 states and Congress.