U.S. Congress legislation · 119th Congress
HB10821: To amend the Federal Deposit Insurance Act to make changes to the Standard Maximum Deposit Insurance Amount, and for other purposes.
Status: In committee, October 15, 2026
What the bill says
To amend the Federal Deposit Insurance Act to make changes to the Standard Maximum Deposit Insurance Amount, and for other purposes.
From the introduced text, October 15, 2026:
A BILL To amend the Federal Deposit Insurance Act to make changes to the Standard Maximum Deposit Insurance Amount, and for other purposes. SECTION 1. Standard Maximum Deposit Insurance Amount (a) In general Section 11(a) of the Federal Deposit Insurance Act ( 12 U.S.C. 1821(a) ) is amended-- (1) in subparagraph (E)-- (A) by striking $250,000 and inserting $750,000 ; and (B) by striking after March 31, 2010 and all that follows through to the end of subparagraph (E); and (2) by striking subparagraph (F) and inserting the following: (F) CPI Adjustment On January 1 of the year following the year during which this subparagraph was enacted, and each January 1 thereafter, the Corporation shall-- (i) adjust the first dollar figure described in subparagraph (E) by a percentage equal to the percentage increase, if any, in the Consumer Price Index for All Urban Consumers published by the Bureau of Labor Statistics for the most recent 12-month period for which data are available; and (ii) round each adjusted dollar figure down to the nearest $10,000. . (b) Effective date The amendments made by this section shall take effect 180 days after the date of the enactment of this section. SECTION 2. Study (a) In general The Federal Deposit Insurance Corporation and the National Credit Union Administration shall jointly, not later than …
Sponsors
- Josh Gottheimer (D, HD-005) · primary sponsor
Latest actions
- : Referred to the House Committee on Financial Services.
- : Introduced in House
Subjects: Finance and Financial Sector
Common questions
- What is HB10821?
- HB10821 is a bill in Congress (119th Congress): To amend the Federal Deposit Insurance Act to make changes to the Standard Maximum Deposit Insurance Amount, and for other purposes.
- What does HB10821 do?
- In its own words: To amend the Federal Deposit Insurance Act to make changes to the Standard Maximum Deposit Insurance Amount, and for other purposes.
- What is the status of HB10821?
- In committee as of October 15, 2026. Latest action: Referred to the House Committee on Financial Services. (October 15, 2026).
- Who sponsored HB10821?
- Josh Gottheimer (D, HD-005).
- Where is the official record for HB10821?
- On the Congress website: https://www.congress.gov/bill/119th-congress/house-bill/10821
Source: official Congress record. Tracked by Delilah, AI for legislation across all 50 states and Congress.